Every morning turn on the radio(My FM) has heard the advertisement from Maybank about their 0% Balance Transfer Programme, was not really encourage the message of the radio advertisement (the ad said: don’t bother about the outstanding in credit card, just transfer the outstanding to Maybank and you can continue to shop what you want to buy) but yet, it’s still a good plan if you have outstanding to settle without any interest charge. Read more…




0%  Balance Transfer programme could save you from hell if you have credit card outstanding balance which you not able to settle in a short time of period. As in year 2011, some of the banks in Malaysia offer 0% balance transfer programme to credit card holder for transferring the credit card outstanding.

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Do you have high credit card outstanding balance? Do you ever try to escape for looking at the statement at every billing day?

The accumulated outstanding of credit card is terrible if you are not able to manage it very well. Credit card could change your habit on how you spend on your purchases, and the volumes of your usual purchases.

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