July 8, 2011

OCBC Titanium Cash Back MasterCard, Save More and Do More!

Posted in Credit Cards

“OCBC Titanium card gives you more savings than any other card, with rebates and interests savings that leave you with more to spend on extra treats for yourself and the ones you love” – The story that OCBC tells.

OCBC Titanium turns to be a pure cash rebates card without reward points after been revamp and launched. This card is highlighted with 2 BIG benefits, REBATES and SAVINGS.

OCBC Titanium Cash Back MasterCard

Cash Rebates

OCBC highlights this Titanium Mastercard as offered 5% off for Dining, Groceries, Bills, Petrol and 1% off for any other purchases. Maximum capped amount of cash rebates for this card is same as other cash back card at RM 50 per month.

The 5% cash rebates only on selected merchants with MCC code(Merchant Category Code) below:

  • Petrol/Gas Stations (MCC codes 5541 and 5542)
  • Grocery Stores (MCC codes 5411, 5422 and 5451)
  • Utility Bills (MCC codes 4814,s 4815, 4816,4821, 4899 and 4900)
  • Restaurant (MCC codes 5811, 5812, 5813 and 5814)
A Merchant Category Code (MCC) is a four-digit number assigned to a business by MasterCard or VISA when the business first starts accepting one of these cards as a form of payment.[1] The MCC is used to classify the business by the type of goods or services it provides

Savings

When you spend RM 10, 000 or above in 12 months, you are eligible to earn an Annual Usage Bonus to offset RM 50 GST for principal card, supplementary card get RM 25 if you spend a minimum of RM 5,000 in 12 months.

You can enjoy 50% additional cash back on the interest paid from January until July 2011 and 33% from August onwards until end of 2011.

Other Benefits &Privileges

  • First year annual fee waived. (swipes 12 times per year for the subsequent years)
  • Half of the price to access KLIA Airport lounge when you charged RM 3000 on the flight ticket to enjoy 5-star food & free flow of beers.
  • Up to RM 5000 FREE tranvel inconvenience benefit (lost luggage, delayed flight)
  • 0% Installment Plan
  • Instant discount at shops and restaurants with OCBC Privilege Logo

This card is good for me on the 5% cash back(weekday & weekend) for groceries, petrol & bills (most of my utilities bills are not accept Maybankard 2 cards American Express to earn the 5% cash back). I always swap Amex card on weekend (additional 5x treatpoints) for petrol/groceries and change to OCBC Titanium cards for weekday spending.

In my opinion, OCBC Titanium & Maybankard 2 cards Amex is the perfect combination of cash back cards at the moment for daily spending and auto-debit bills/insurances. If both cards are not enough to fit your cards usage spending, get one more Citibank Cash Back Platinum to maximize the rebates.

Click OCBC Titanium Calculator to calculate the estimate cash rebate you can earn.

Click Apply Now to apply OCBC Titanium Cash Back MasterCard now!

 

1 comment

  1. 001 www.AskChong.com
    August 26th, 2011

    COBC Titanium is really the best card for ordinary working adult with monthly income between RM3k to RM5k. Those spend more on card may find this card good for up to RM1,000 only.

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