July 14, 2011

Hong Leong 1 Essential, 1% Unlimited Cash Back Card!

Posted in Credit Cards

Hong Leong Bank (HLB) Essential card tagged with a 1% unlimited cash back and high credit limit. HLB card always easily to get higher credit limit if compare to other local bank.

Hong Leong Bank Essential CardHLB Essential card gives you more spending power as it does offer you with higher limit & monthly cash rebate without any capping (some other cards usually capped at RM 50 per month)

The 1% cash rebate is valid to any purchase at everywhere and everytime excepts for PETROL only. You can spend it on dining, night out, travel and etc.

Other than the unlimited cash back, HLB Essential offers a low rate of 2% for cash withdrawal (cash advanced) to settle any emergency spending (other credit cards do charge a 5% of that). You can enjoy more saving each time you make a cash advance with the HLB Essential card because HLB ONLY charge 10.8% per annum (normal rate: 17.5%) for the cash advance outstanding.

You can withdraw cash advance up to 70% of your available credit limit.

Featured Highlight:

  • 1% Unlimited Cash Rebate (except Petrol)
  • 2% Cash Advance Fee (one time charge)
  • 10.8% p.a. of Cash Advance outstanding
  • FREE for LIFE annual fee IF you spend at least twice per month or RM 8000 per year.
Minimum Requirement to apply
  • Annual income at RM 30,000
  • IC photocopy
  • Other bank credit card OR income documents

 

 

1 comment

  1. 001 www.AskChong.com
    August 26th, 2011

    I have this card but was told by customer service:

    1) Must spend RM2,000 per month to qualify the 1% (i.e. RM20) cash back;

    I also noted from the fine print that even you spend RM100,000 on that month, max cash back only RM50 not RM1,000

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